Construction Loans
Flexible Funding Solutions to Build with Confidence
Fintegrate Lending is a trusted finance partner based in Melbourne, providing tailored Construction Loan solutions to clients across Australia. Whether you're building your dream home, investing in a new development, or undertaking a major renovation, we structure finance solutions designed to support your project from foundation to completion.
Building a property is an exciting journey — but it requires the right financial structure to ensure smooth progress. At Fintegrate Lending, we simplify the process and guide you every step of the way.
Looking for a construction loan?
Contact Fintegrate today
What is a Construction Loan?
A Construction Loan is a specialised home loan designed for properties that are being built. Unlike a standard home loan, funds are released in stages (progress payments) as construction milestones are completed. This helps you manage cash flow efficiently and only pay interest on the amount drawn down.
We work closely with you, your builder, and the lender to ensure each stage is managed seamlessly.
Our Construction Loan Services
New Home Builds
Finance solutions tailored for owner-builders or projects managed by registered builders.
Knockdown & Rebuild
Structured lending for demolishing an existing property and constructing a new home.
Major Renovations
Funding options for substantial renovations that significantly increase property value.
Investment Construction Loans
Strategic finance solutions for investors building residential or multi-unit developments.
Fixed & Variable Construction Loans
Choose between rate stability or flexibility based on your financial strategy.
Personalised Loan Structuring
We assess your financial position, construction plans, and long-term goals to recommend the right loan structure.
Access to Leading Lenders
Our broad lender network allows us to compare options and secure competitive terms.
Progress Payment Management
We coordinate with your lender and builder to ensure smooth and timely progress payments.
Australia-Wide Support
Although based in Melbourne, we assist clients building homes and developments across Australia.
End-to-End Guidance
From pre-approval and valuation to final completion, we manage the process so you can focus on your build.
See What Our Clients Have to Say
Visura Fernando
I had an outstanding experience with Prabath as my mortgage broker. He went above and beyond to secure the best possible mortgage terms for me. Prabath was always available to answer my questions and provided expert guidance throughout the entire process. His thoroughness, efficiency, and personalized approach made the complex task of obtaining a mortgage straightforward and stress-free. I am incredibly grateful for his support and would highly recommend Prabath to anyone looking for a top-notch mortgage broker. Thank you, Prabath, for your exceptional service!
May 24, 2024
Jerome Ngoma
I have known Prabath since 2014.
I am delighted to provide a glowing review for Prabath. Since we were initially colleagues in the private sector, he has transitioned into mortgage broking and has consistently demonstrated high levels of professionalism, expertise and dedication. I have every confidence that Prabath will continue to excel in all endeavours.
Highly recommend
Des Dardenne
Strongly recommend, very professional, superior industry knowledge and honest. Prabath puts his customers first and works hard to get the desired outcome.
May 22, 2025
Sindu Nadesan
Prabath was so easy to work with he always made sure that, we as the client were his first priority and ensured we got the best result and experience throughout the process! Would definitely recommend because I know it will be a great outcome!
July 18, 2025
Audrey Teoh
Local Guide
I had a great experience working with Prabath from Fin9 for my recent home loan. This wasn’t my first time going through the process, but Prabath really stood out with how clear, fast, and honest he was throughout. He took the time to explain everything properly, handled the processes issues without any stress, and managed to find me a better rate than another lender I was looking at.
October 17, 2025
Build Smarter with the Right Finance Partner
Construction finance can be complex — but with the right guidance, it becomes straightforward and strategic. At Fintegrate Lending, we ensure your funding aligns with your build timeline, budget, and long-term property goals.
Whether you’re constructing your first home or managing a development project, we are here to provide clear advice, structured solutions, and reliable support throughout your journey.